Sunday, February 25, 2018

The Richest Man in Babylon....



Great Read. Here’s a brief summary of a book written more than 9 decades ago by an author whose principles still hold true….

Seven Cures For A Lean Purse
1. Pay yourself first (10%)
2. Control expenditures
3. Invest
4. Protect assets
5. Own your own home
6. Plan for retirement and to protect family
7. Increase earning potential

Five Laws Of Gold
1. Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family.
2. Gold laboreth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.
3. Gold clingeth to the protection of the cautious owner who invests it under the advice of men wise in its handling.
4. Gold slippeth away from the man who invests it in businesses or purposes with which he is not familiar or which are not approved by those skilled in its keep.
5. Gold flees the man who would force it to impossible earnings or who followeth the alluring advice of tricksters and schemers or who trusts it to his own experience and romantic desires in investment.

I do not wish to take risk of losing my gold for I have labored much and denied myself much to secure it. Therefore, I will no longer lend any of it where I am not confident that it is safe and returned to me.

Seek to associate thyself with men and enterprises whose success is established that thy treasure may earn liberally under their skilled use and be guarded safely by their wisdom and experience.

Ill fortune pursues every man who thinks more of borrowing than of repaying.



If a man has in himself the soul of a slave he will not become a free man no matter what his birth. If a man has within him the soul of a free man, will he not become respected and honored in his own city in spite of his misfortune?


Friday, February 23, 2018

Weekly Retrospective....


What I’m reading:  The Book of Numbers

What I’m listening to:  Stacking Benjamins investment podcasts ....

Where I’m failingNon-profit planning ….

Where I’m succeeding: Morning routine and meditation ….

What I’m grateful for: Good friends at work ….

Quote that has me thinking:  “True happiness is to enjoy the present, without anxious dependence upon the future, not to amuse ourselves with either hopes or fears but to rest satisfied with what we have, which is sufficient, for he that is so wants nothing. The greatest blessings of mankind are within us and within our reach. A wise man is content with his lot, whatever it may be, without wishing for what he has not.” 
― 
Seneca

What I’m excited aboutHeading to Georgia Southern to see my son ….

What I’ve been pondering: The next five ….


Thursday, February 22, 2018

Meditation Site....


I’ve found this to be a great site for my guided morning meditations…..especially the Five Minute Miracle

Wednesday, February 21, 2018

Old School Pic of the Week....


It’s been a minute since I’ve done the ‘Old School’ pic bit, but my cousin, Rachel, shared some awesome photos with me recently that I thought were really cool, so I’ll start with this one….circa 1933....aint messin' with that dude....

Friday, February 16, 2018

What To Do....


With the recent volatility in the stock market, I’ve heard a lot of debate about what to do. With the sharp rise of bond yields, it’s no surprise that many opted to move money into a guaranteed safe investment due to most investors feeling like we were at the end of a bull market cycle.

Regardless, my bet (which is as uneducated as anyone else’s and shouldn't be used over a subject matter expert’s), based on the fact that most economic indicators are currently positive and the market correction seems to be mostly over, is that there is still a good run ahead, and, especially over the long haul, it’s always good to bet on America.

I will personally continue to invest in good growth stock mutual funds with solid track records, along with some growth and income funds to ensure stability, and international funds in emerging markets with a lot of potential. I continue to believe that there is continued growth in our future now that the market is paying closer attention to bonds and the fact that we’ve seen double digit earnings growth.


This is not intended to be advice. Seek guidance from a professional broker or investment adviser for information pertaining to your own unique investment goals. 

Wednesday, February 14, 2018

February Garden Tasks....


I know it’s cold outside still, but there are some tasks to complete NOW to ensure that your next harvest is successful:

1.     Test your soil: As you look ahead to future projects and maintenance, don’t forget to test your soil. A soil test provides an analysis of nutrients in the soil and measures the pH of the soil, which impacts the availability of soil nutrients. A written report provides recommendations for the amount of fertilizer needed for a specific crop or lawn. Follow these recommendations to create the ideal soil for your spring garden.
2.    Start seeds now: Order seeds now and begin collecting supplies to start seeds for your spring vegetable garden. You can start seeds for lettuce, tomatoes, eggplants, peppers, lima beans, cucumbers and squash inside, then plant them outside after the chance of frost has passed. Don’t plant seeds outside until then!
3.    Plan to fight lawn weeds: Summer lawn weeds, like crabgrass, dandelions and spurge, can be prevented by pre-emergence herbicides. These herbicides are applied to lawns prior to the germination of weed seeds. They control weeds during the germination process, but do not actually prevent germination. Apply these herbicides between Feb. 15 and March 15. Pre-emergence herbicides are recommended only for turf grasses that have been established for at least a year.
4.    Compost leaves: If you have a lot of leaves on the ground, shred them and add them to your garden as mulch or work them into the soil to improve the organic matter. Leaves that have not been shredded are best added to your compost pile to provide carbon, or “brown,” material. If they haven’t been shredded, leaves tend to form a mat and don’t break down as quickly. 
5.    Inspect and repair tools: Inspect shovels, pruners and other hand tools. Do you see rotting or cracking on handles? If handles have started to crack or turn gray, sand them down and apply a coat of marine or outdoor varnish to preserve the life of the handle. Is the shovel head showing wear? Remove caked-on dirt with a wire brush and rinse and dry tools thoroughly. Take the time now to clean, sharpen and repair your garden tools. You will be glad you did when spring garden season arrives. Proper storage of gardening tools will extend their life. Keep tools out of the weather and in a shed or garage in organized spaces. This will save you a lot of frustration when it comes time to use them and can help you maximize storage space. 

There’s much to do in the garden at this time of the year. Get started before spring arrives.


Tuesday, February 13, 2018

Socrates Quote....


The secret to change is to focus all of your energy, not on fighting the old, but on building the new. - Socrates

Sunday, February 11, 2018

Weekly Retrospective....


What I’m reading:  The Book of Exodus 

What I’m listening to:  Ray Dalio investment podcasts ....

Where I’m failingPrioritizing ….

Where I’m succeeding: Morning routine and meditation (finally) ….

What I’m grateful for: Relationships with those that matter ….

Quote that has me thinking:  Don’t let yesterday take up too much of today. – Will Rogers

What I’m excited aboutThe next 47 weeks of 2018! ….

What I’ve been pondering: The creation of my Master Mind team ….


Saturday, February 10, 2018

Thursday, February 8, 2018

Honduras....

Back in June-July, I was fortunate enough to travel to Trujillo, Honduras along with my son, to work on a home for a young Christian couple. We were able to complete the walls and foundation during that time and received word that the remaining work was complete and the family moved in today…..






Wednesday, February 7, 2018

Sunday, February 4, 2018

Gone Too Soon....

One of the sweetest people I’ve ever known. I honestly never heard him say a bad word about anyone….see you soon, Uncle Bill....




“And if I go and prepare a place for you, I will come back and take you to be with me, that you also may be where I am." - John 14:3

Saturday, February 3, 2018

Habitat for Humanity Build...

Got to work and hang out with some great friends at a Habitat for Humanity build, meet Clark Howard and visit an air hangar. Great day….







Thursday, February 1, 2018

Quincy Jones Quote....

I read a great article on this guy late last night. What a legend….and I LOVE this quote....


The only place you find success before work is the dictionary... – Quincy Jones